Complete 2025 guide to Axis Bank’s three major rewards platforms—Grab Deals, Travel Edge and Gift Edge. Learn how to earn extra Edge Reward Points, get boosted cashback, redeem points, book travel and buy discounted vouchers for maximum value.
Axis Bank Rewards Guide 2025: How to Use Grab Deals, Travel Edge & Gift Edge for Maximum Value
Every major bank in India operates its own rewards portal where customers can earn extra discounts, redeem reward points or get cashback on shopping and travel. HDFC has SmartBuy. ICICI has the iShop portal. Similarly, Axis Bank also provides a full rewards ecosystem—but instead of one platform, Axis offers three different portals: Grab Deals, Travel Edge, and Gift Edge.
Surprisingly, many Axis Bank credit card users are either unaware of these platforms or do not know which platform is best for which purpose. As a result, they lose out on significant rewards and savings. This guide breaks down all three Axis portals in detail, explains how each one works, and shows you how to maximize the value of your Axis credit cards.
1. Axis Bank Grab Deals: Boosted Cashback & Extra Edge Reward Points
Grab Deals is the bank’s online shopping gateway where you can earn extra cashback, boosted Edge Reward Points, and special discounts on top brands. This platform redirects you to merchant websites through Axis Bank tracking links. Once your purchase is completed, Axis awards the eligible bonus.
Which cards earn bonus points on Grab Deals?
Bonus points or cashback are available only on cards that earn Edge Reward Points. Cards like Axis Atlas, which earn Edge Miles instead of Edge Points, do not get bonus reward points. However, they can still receive cashback or platform-specific discounts.
Supported cards include:
Most Axis credit and debit cards that are Edge Rewards–enabled. These include popular cards like Ace, Neo, Select, My Zone, Magnus, Reserve and others.
Earning structure on Grab Deals
Depending on the merchant, you may receive:
- Boosted 5X Edge Reward Points
- Flat 4–5% cashback
- Special platform discounts
For example:
- Flipkart: up to 5% cashback or 5X Edge Points
- Myntra: up to 5X Edge Points or 4% cashback
You can choose either cashback or points depending on your card benefits.
How to shop using Grab Deals
- Open Grab Deals on the Axis Bank website.
- Select your preferred merchant (e.g., Flipkart).
- Choose between cashback or extra points.
- Enter your card’s last 4 digits and your mobile number.
- Accept T&Cs and click Submit.
- You will be redirected to the merchant site. Complete your purchase in the same session.
Important rules
- Make sure no items are already in your cart before starting.
- Complete the transaction in a single session.
- Cashback and bonus points credit within 90–120 days.
- Monthly caps:
- ₹1,000 maximum cashback
- 10,000 bonus Edge Reward Points
Cashback vs. Reward Points: Which is better?
If you hold a super-premium Axis card (Magnus, Reserve), cashback may sometimes offer better value. You should calculate your card’s point value and compare it with the cashback option before selecting.
2. Travel Edge: Earn 5X Points on Flights, Hotels & Packages
Travel Edge is Axis Bank’s dedicated travel portal where you can:
- Book flights, hotels and holiday packages
- Earn 5X Edge Reward Points without any upper cap
- Redeem travel using Edge Points
- Transfer Edge Points to airline and hotel partners
Who gets bonus points on Travel Edge?
Only cards that earn Edge Reward Points qualify for 5X points on travel. Cards earning Edge Miles get boosted miles instead (e.g., Axis Atlas earns 5 Edge Miles per ₹100 instead of the usual 2).
How booking works
The interface is similar to any travel portal:
- Enter your travel details
- Select your flight or hotel
- Pay using an Edge Reward–linked Axis card
- Bonus points credit in 4–6 weeks
Should you redeem Edge Points for travel?
Axis gives a flat ₹0.20 per Edge Point when redeemed for travel bookings.
Example:
A ₹5,000 flight requires 20,000 Edge Points.
This is not always great value unless:
- The price difference between Travel Edge and other portals is minimal (1–2%), and
- You do not plan to transfer points to airline/hotel partners.
Point transfers to airline & hotel partners
This is where Axis rewards become extremely powerful.
Popular partners include:
- Air Canada Aeroplan
- Air India
- Etihad
- Qatar Airways
- Marriott Bonvoy
- And many others
Conversion rates
- Magnus & Reserve: 5 Edge Points → 2 partner miles/points
- Atlas: 1 Edge Mile → 2 partner miles/points (except Marriott Bonvoy)
This makes Atlas one of the strongest travel cards in India.
How to transfer points
- Ensure you have a valid airline/hotel loyalty account.
- On Travel Edge, choose the partner.
- Add your membership ID and verify via OTP.
- Use the slider to select how many points to transfer.
- Transfers are processed within the partner’s prescribed timelines.
Once transferred, you can redeem miles for:
- Flight bookings
- Seat upgrades
- Hotel stays
- Premium cabins of global airlines
3. Gift Edge: Buy Discounted Vouchers + Earn Gift Points
Gift Edge is arguably the best-value platform among the three. It allows users to purchase instant gift vouchers for hundreds of brands across multiple categories.
What you get on Gift Edge
- Upfront discounts (brand-dependent)
- Gift Points on every voucher purchase
- Instant delivery to email
- Usable on both online and offline stores
Supported categories
- Fashion
- E-commerce
- Electronics
- Dining
- Travel
- Beauty and wellness
- Grocery and essentials
Voucher example
Selecting Flipkart:
- Earn 2% Gift Points
- No upfront discount
- Voucher delivered instantly
- Use directly on Flipkart’s gift card section
Monthly limits
Each brand has separate monthly purchase limits. Examples:
- Amazon Pay: max ₹10,000 per month
- Amazon Shopping: ₹10,000 per month
- Flipkart: ₹10,000 per month
Different brands have different caps, usually between ₹5,000–₹15,000.
Voucher validity
Most vouchers are valid for 2 to 12 months depending on the brand. Make sure to redeem before expiry.
How to Maximize Value Across All Three Platforms
For best results, follow these strategies:
- Use Grab Deals for online shopping
Choose cashback or points depending on your card’s reward rate. - Use Travel Edge for partner transfers
Point-to-miles conversion delivers far better value than direct travel bookings. - Use Gift Edge for maximum savings
Buy discounted or point-earning vouchers for expenses you already plan to make. - Track limits and caps
Always check brand-wise voucher caps and monthly cashback limits. - Compare values before choosing cashback or points
Super-premium cards sometimes benefit more from cashback.
Conclusion
Axis Bank’s rewards ecosystem is one of the most powerful in India, thanks to its three-portal structure: Grab Deals, Travel Edge, and Gift Edge. Whether you’re shopping online, booking flights, or redeeming vouchers, you can significantly increase your savings by understanding how each platform works.
Use Grab Deals for shopping, Travel Edge for point transfers and travel bookings, and Gift Edge for voucher-based savings. With the right strategy, Axis Bank credit cards can deliver exceptional value throughout the year.
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